Published October 3, 2025

The Best Way to Find the Realtor to Help You Buy or Sell a Vacation Rental condo in Destin, Florida

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Written by Katie Luus

The Best Way to Find the Realtor to Help You  Buy or Sell a Vacation Rental condo in Destin, Florida header image.

Buying or selling a vacation rental condo in Destin, Florida isn’t the same as buying a single-family home. Condos come with their own set of challenges—financing hurdles, HOA rules, and unique insurance requirements. That’s why choosing the right Realtor makes all the difference.

Here’s what you should look for when deciding who to trust with your vacation rental condo investment.


1. Find Out How Many Condos They’ve Sold

Condos are trickier than houses for three big reasons:

  • Financing – Banks often treat condo loans differently than home loans.

  • HOA Rules – Each building has its own rules and restrictions that can impact your investment.

  • Insurance – Condo insurance is structured differently from single-family homes.

Because of these complexities, you want a Realtor who has sold many condos across multiple buildings. They’ll understand the ins and outs of condo transactions and be able to guide you through the process smoothly.

Not sure how financing works with condos? Here’s what you should know before financing a condo.

Here in Destin, 30A, and Panama City Beach, many Realtors sell only three or four condos a year. But at Keller Williams Realty At The Beach Team, we’ve sold more than 1,000 condos over the last 20 years—more than any other team in the area.


2. Work With a Realtor Who Owns Vacation Rental Condos

Experience matters—and ownership speaks volumes. A Realtor who owns vacation rental condos personally understands the challenges and opportunities you’ll face as an investor.

They can advise not only on location, style, and amenities but also on:

  • Insurance choices

  • Maintenance issues

  • Renovation decisions

  • Maximizing rental appeal

If a Realtor doesn’t own a condo, they’ll miss insights that only come from being an active owner. I currently own three vacation rental condos myself—and all of them generate strong returns.

Curious what makes these investors different? Take a look at the traits that set successful vacation rental investors apart.


3. Look for Vacation Rental Management Experience

Finally, it’s a huge advantage to work with a Realtor tied to a property management company. Why? Because they can give you real-world insight into:

  • Which properties rent better

  • What kind of updates drive higher rental rates

  • Who can help with renovations and maintenance

  • How to maximize occupancy and income year-round

At The Beach Team has a sister company, Beach Stays Vacations, which manages more than 100 properties. We were recently named by AirDNA as the Top Property Manager in Destin and one of the Top 5 in the nation.

Want to dig deeper into this? Here’s how vacation rental management impacts income.


The Bottom Line

Investing in a vacation rental condo in Destin, 30A, or Panama City Beach is a great way to build long-term wealth—but like any investment, it carries risk. The best way to reduce that risk is to work with a Realtor who:

  • Has a proven track record selling condos (not just homes)

  • Owns vacation rental condos personally

  • Is connected to a successful property management company that specializes in vacation rentals

That’s exactly what we offer at At The Beach Team.

Stay ahead of the market with our weekly Smart Beach Investor Market Report and let’s get started building your wealth with vacation rental condos in Destin, 30A, or Panama City Beach

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