Thank You — and Here’s Why the Next 20 Years Look Magical for Beach Investors

I want to start this week by saying thank you.

We’ve now passed 11,000 subscribers to the Smart Beach Investor Market Report — and that’s all because of you.
So truly, thank you, thank you, thank you for your continued support.

Each week, my goal is simple: to help you maximize your position —
• as an owner capturing more rental income,
• as a seller looking to achieve a strong price, or
• as a buyer searching for the right opportunity.

I lean heavily on data analytics and 20 years of experience from more than 1,500 closings, 100+ managed vacation rentals, and multiple personal investments here at the beach — all so you can make smart, profitable decisions.

If you know someone who could benefit from these insights, please share this report with them. The more informed our community is, the stronger our market becomes.

What’s Going On With the Real Estate Market?

Here’s a number that might surprise you: 10,000.
That’s how many baby boomers are retiring every single day in the U.S. — and that trend will continue through the end of this decade.

The good news? That’s a very good thing for us here on the Emerald Coast.

Curious about your property’s value in today’s market? Click here for a free property value analysis.

Let’s Run the Numbers

As many of you know, I recently bought a beach house. And I’m already planning to buy another one next year — and another the year after that.

Why? Because I believe the next 20 years are going to be magical for investors here at the beach.

Here’s why.

• Baby Boomers — born between 1946 and 1964 — number roughly 70–72 million people.

• Since 2011, about 3.6 to 4 million of them have retired each year — that’s 10,959 per day.

• By 2030, every boomer will be 65 or older, giving the U.S. its largest-ever senior population: about 1 in 5 Americans.

So, where do people with time and money want to live?
If you said sunny, warm Florida, you’re right.

Fun Fact: Nearly 1 in 5 of all U.S. retirees who relocate each year move to Florida.

Are you starting to see what I see?

Wherever you are on your journey, my goal is the same — to help you maximize your position.

Want me to send you our best deals? Click here and I will.

5 Demographic Forces to Watch (2025–2045)

The more I study the numbers, the more confident I become about the future of Emerald Coast real estate.
Here are five big trends that will shape our market over the next two decades:

Demand: The Wave of Retirees Is Growing — and Shifting

Nearly 1 in 5 U.S. retirees moves to Florida every year. That’s more than Arizona and South Carolina combined.

Historically, boomers flocked to places like Miami, Naples, Sarasota, or The Villages. But those areas are crowded, pricey, and — let’s be honest — aging.

Now, more retirees are choosing smaller, coastal towns like 30A, Destin, and Panama City Beach for their quality of life and relative affordability.

Bottom line: Massive demand is heading our way.

Supply: Boomers Own Most of the Real Estate

Here’s the flip side. Almost half of homes and 70% of condos on the Emerald Coast are owned free and clear.

That means many boomers are under no pressure to sell — even during slower markets.
It’s why transactions have dipped, but prices haven’t dropped much.

Expect a slow, steady release of inventory as some owners cash out gradually — not a flood of distressed listings.

Bottom line: Supply will stay tight, and tight supply + rising demand = upward price pressure.

Wealth Transfer: The $84 Trillion Wave

Between now and 2045, boomers will pass $84 trillion to Gen X and Millennials — half of it in real estate.

That transfer means more cash buyers, family trusts, and reinvestments into lifestyle and income-producing properties at the beach.

And for those who don’t buy? Many will rent instead — keeping demand high.

Bottom line: There will be plenty of people with plenty of money.

Changing Demand: Smaller, Newer, Easier

Boomers want beautiful homes that are easy to live in.

That means:

• Single-story layouts

• Low-maintenance condos or villas

• Resort-style communities with upscale amenities

Developers are already responding — building smaller, higher-quality projects instead of huge towers of cookie-cutter units.

Bottom line: Well-run, well-maintained, amenity-rich communities will thrive. The others won’t.

 Ready to expand your beach property portfolio? Request my Investor Criteria Worksheet.

The Business Exit Boom

Here’s one you may not have heard about: boomers own nearly 3 million small businesses across the U.S. — and more than 1 million are expected to sell in the next decade.

Those exits create new liquidity — and much of that money will flow into vacation rental real estate.
The tax advantages alone (think depreciation and 1031 exchanges) make it a natural move.

Bottom line: For many business owners, a beach condo or luxury rental is the perfect next chapter — a reward that keeps earning.

Request your Free Property Value Analysis here.

Final Thoughts

Real estate rewards patience. Prices rise and fall in the short term, but over the long term? The trend has always been up.

The smartest investors don’t try to time the market — they make informed moves, position themselves well, and let time do the heavy lifting.

My role is simple: whether you’re buying, selling, or already own at the beach, I’m here to help you protect and grow your wealth based on your goals and today’s market realities.

The smart move? Start shaping your plan now.